Compare Travel Insurance

With almost all standard policies across the board, your age will play a factor in the premium you'll be charged for your policy. Travel insurance is no different.

When an underwriter analyses probability models to estimate the cost of a policy, one of the basic assumptions is the older you are, the more likely it is you may need to claim on the policy. One of the factors is the likelihood of needing medical care. As such, this component is included in the 'risk level' by the time a quote is presented to you.

There are lots of graphs and studies about this, but some can be misleading. The best way to know for sure is to compare quotes from over 30 providers who will give you up-to-date, competitive and specific quotes for your own needs.

This used to be a real issue, but luckily, there are now providers who specialise in travel insurance for medical conditions.

These providers can also be found through the comparison service as we seek to ensure everyone has
the chance to get protected, so they can travel with peace of mind.

Once you start looking for a quote, you'll see a section that asks you to 'click here' if you have a pre-existing medical condition. Just click and you are on the way.

A lot of holidaymakers are put off getting insurance because it can seem complicated and daunting. With all the other things to think about, it can feel like a low-priority task that can be put off or dismissed altogether.

But it can turn out to be one of the most important things you shouldn't have overlooked, so be travel smart and compare travel insurance with us.

While it might be tempting to take the risk - thinking things never happen to you - in the snap of a finger, you can find yourself in a predicament that can be very costly.

According to Finder.com in 2018, £399 million in insurance claims was paid out by travel insurers covering British travellers. The very next year, 2019, over 8 million British tourists travelled without insurance.

There are millions of claims made worldwide every year and the uninsured-market cost can be even higher and is paid out of the pockets of customers. This just shows the travel insurance market plays a vital role in the holiday industry and is highly recommended protection for everyone travelling internationally and even domestically.

We never want anything to happen and we can be as careful as possible, but remember things such as cancellations, travel disruptions or an accident will be out of your control to stop or change.

It's not just about you being covered from things you may do - but most importantly, from things that may happen to you.

The general consensus (which we also agree with) is to buy travel insurance right after you book your flight or holiday.

That way if there is a flight cancellation or an issue before you land at your destination, your cover is already live and ready to be used if needed.

As long as it's before the flight (if you are flying) then you're usually fine. A lot of holidaymakers buy travel insurance two or three days before they are due to head out.

But sometimes, it's better to get it sorted early, as you don't know what could come up between booking and actually leaving.

This is the nature of the game - we don't know what may happen on holiday, but if you're insured, you've made a good decision to look after yourself so you can enjoy an amazing time away!